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Payback Period Calculator
Estimate how long an investment takes to recover from a steady annual cash flow.
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Formula
Payback period = initial investment ÷ annual cash flow.
Payback period = initial investment ÷ annual cash flow.
How it works
1
Enter initial investment.
2
Enter expected annual cash flow.
3
Review payback in years.
Important notes
This simple model assumes a constant annual cash flow and ignores discounting.