PVFINANCE
Present Value Calculator
Calculate what a future amount is worth today at a given annual discount rate.
Enter your values
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Formula
Present value = future value ÷ (1 + rate)^years.
Present value = future value ÷ (1 + rate)^years.
How it works
1
Enter the future amount.
2
Enter the annual discount rate and years.
3
Review the equivalent value today.
Important notes
This is a time-value-of-money calculation using a constant discount rate.