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Simple Interest Calculator

Calculate simple interest and total amount from principal, rate and time.

Enter your values

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Free tool

Starting amount.

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Annual simple-interest rate.

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Time the money is held or owed.

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Privacy-friendly: your inputs are processed locally in your browser.

Formula

Simple interest = principal × rate × time.

Simple interest = principal × rate × time.

How it works

1

Enter the principal.

2

Enter the annual rate and time.

3

Review the interest and total amount.

Important notes

This tool uses simple interest; it does not compound interest.