DTIFINANCE
Debt-to-Income Ratio Calculator
Calculate debt-to-income ratio from gross monthly income and recurring monthly debt payments.
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Formula
DTI = monthly debt payments ÷ gross monthly income × 100.
DTI = monthly debt payments ÷ gross monthly income × 100.
How it works
1
Enter gross monthly income.
2
Enter recurring monthly debt payments.
3
Review the DTI percentage.
Important notes
Lenders may define income and qualifying debt differently, so this is a general ratio calculator.