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FINANCE

Loan Calculator

Calculate monthly loan payments, total interest and total repayment from a loan amount, interest rate and term.

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Free tool

Amount borrowed.

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Yearly interest rate.

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Length of the loan.

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Privacy-friendly: your inputs are processed locally in your browser.

Formula

Monthly payment = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where r is the monthly rate and n is the number of monthly payments.

Monthly payment = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where r is the monthly rate and n is the number of monthly payments.

How it works

1

Enter the loan amount.

2

Enter the annual rate and loan term.

3

Review the monthly payment, total interest and total repayment.

Important notes

This is a fixed-rate, fully amortizing loan model.